CrimeSHIELDŽ is The Hartford's all-in-one policy that addresses the following: Commercial Crime: Coverage for a wide array of commercial risks including those in general business services, manufacturing, personal services, printing, wholesaling and distributing, along with many more. Governmental Crime: For towns, cities, counties and school districts, public utility authorities or districts. Focus is on risks with less than 2,000 total employees with preference for those risks with less than 1,000 total employees; Faithful performance generally limited to $1,000,000 CrimeSHIELDŽ PROVIDES COVERAGE FOR: —Employee Theft —Depositors Forgery or Alteration —Theft, Disappearance and Destruction of Money, Securities and Other Property (Inside and Outside) —Computer and Funds Transfer Fraud —Money Orders and Counterfeit Currency    ($50,000 limit with $0 deductible with no additional premium charge) CrimeSHIELDŽ ALSO: —Expands the definition of "employee" to include Partners/Members of limited liability companies,    non-compensated officers, committee members and volunteers. —Provides coverage for merged/acquired entities with revenues or assets of less than    15 percent of the acquiring entity at no additional charge. —Automatically covers ERISA plans —Expands employee theft to include coverage for money, securities or other property that you    hold on your premises for a client. —Allows Inventory Records to be used to support the amount of a covered loss. OPTIONAL COVERAGE ENHANCEMENTS INCLUDE: —Third Party Coverage (off premises) - Broadens the Employee Theft insuring agreement to include   coverage for client property while performing services on the client's premises, often times without a   conviction clause. —Credit, Debit or Charge Card Forgery- Provides forgery coverage for credit, debit,   or charge cards issued for business purposes. CrimeSHIELDŽ UNDERWRITING CONSIDERATIONS For limits of $250,000 or greater, the following business classes require additional questions to be answered along with the application. Select the title to link to the questionnaire. Attorneys Casinos Houses of Worship Construction Entities Hospitals Motor Vehicle Dealers Nursing Homes Real Estate Management Stadiums, Arenas, Race Tracks Third-Party Administrators Trucking Warehouse & Inventory Control ERISA Fidelity Bond The Hartford's ERISA Fidelity Bond helps your clients comply with the law and helps protect the plan and its participants against fraud or dishonesty by the bonded trustee or fiduciary. The federal statute under Title 29, Chapter 18 requires that "Every fiduciary of an employee benefit plan and every person who handles funds or other property of such a plan...shall be bonded". The bond coverage should be valued at an amount that is at least: 10% of the plan assets handled $1,000, but not necessarily greater than $500,000 (or $1,000,000 if the plan holds employer securities or unless the Secretary of Labor prescribes a greater amount such as in the case of non-qualified assets)